Contact Us

T: 01768 867118
E: [email protected]

Mardale Road
Penrith
Cumbria
CA11 9EH

Providing finance to businesses across the North of England

Enterprise Answers provides loan finance to businesses across the North of England, predominantly across Cumbria, North Lancashire, North Yorkshire and County Durham. Funding is available from £10,000 up to £150,000* for a variety of business needs including working capital, growth, equipment and premises.

Established in 2004, we are a local, independent organisation which is not bound by national policy with all lending decisions being made at our Penrith office. Our experience and knowledge of the unique characteristics of the regions we cover, means we understand the business community here and don’t conform to a “one size fits all” approach.

Enterprise Answers is a not-for-profit organisation; all returns on investment go back into the fund to be re-invested in local businesses.

We work closely with banks and other lenders. Sometimes this is because their customers don’t fit their lending criteria and they are referred to us to see if we can help, or to put together joint funding packages where one or both parties are unable to commit the full amount. We also work with corporate finance advisors, accountants and other professionals to put together investments for their clients.

Please get in touch to see how we can be of help.

*subject to fund criteria. Please note that we only provide unregulated lending solutions of £10,000+ for Limited Companies and £25,001+ for Sole Traders and Partnerships.

T: 01768 867118
E: [email protected]

Read More

Cumbria Coaches Louise McQuillin-Blair (correct) ©Sheenah Alcock Photography

How we can help.

If you are looking to grow, develop or
expand your existing business, Enterprise Answers can help.

Looking to expand
a business?

Read More

Based in
Cumbria

Read More

Want to find out more? Get in touch.

Experienced banker and entrepreneur joins Enterprise Answers

LEADING independent lender, Enterprise Answers, has appointed a prominent business figure to its senior team.  James Todhunter joins the organisation as Investment Director, and will be responsible for driving strategy and growth across key geographies.  With three decades of experience in finance and business development, James – who is also Commercial Director of his family business – … Continued
Read More >

Cumbria’s farming sector – a year of challenge, change and opportunity

Over the past year, Cumbria’s farming community has continued to navigate a complex and evolving landscape. Since I last wrote in August 2025, the sector has faced intensified financial pressures, regulatory shifts, and climate-related challenges — yet has also demonstrated remarkable resilience and innovation. One of the most pressing issues remains the accelerated phase-out of … Continued
Read More >